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The FTC has more information on identity theft reports at http://www.ftc.gov/bcp/edu/microsites/idtheft/consumers/defend.html 3.

Federal Trade Commission. Report the crime to the FTC. Although the FTC does not itself investigate identity theft cases, they share such information with investigators nationwide who are fighting identity theft. What to do with new credit accounts opened by the imposter. If your credit report shows that the imposter has free credit check Madison opened new accounts in your name, contact those creditors immediately by telephone and in writing.

Recent amendments free credit check Madison to the FCRA (§623(6)(B)) allow you to prevent businesses from reporting fraudulent accounts to the credit bureaus. credit report information Creditors will likely ask you to fill out fraud affidavits. The FTC provides a uniform affidavit form that most creditors accept, http://www.ftc.gov/bcp/edu/resources/forms/affidavit.pdf. No law requires affidavits to be notarized at your own expense.

You may choose to substitute witness signatures for notarization if creditors require verification of your signature. Ask the credit grantors in writing to furnish you and your investigating law enforcement agency with copies of the documentation, such as the fraudulent application and transaction records. check credit online Both federal and California law give you the right to obtain these documents. The California Office of Privacy Protection provides instructions and sample letters on how to obtain documentation from credit grantors, www.privacy.ca.gov/cis3aenglish.htm free credit check Madison A victim of identity theft must provide a copy of the FTC affidavit free credit check Madison or another affidavit acceptable to the business, free credit check Madison plus government-issued identification, and a copy of an "identity theft report" (police report) in order to obtain the documents created by the imposter. The business must provide copies of these records to the victim within 30 days of the victim'free credit check Madison s request at no charge. free business credit reports The law also allows the victim to authorize a law enforcement investigator to get access to these records. When you have resolved the fraudulent account with the creditor, ask for a letter stating that the company has closed the disputed account and has discharged the debts.